Long Stay
Compared to international standards, housing is an affordable in Malaysia. In the center of Kuala Lumpur, however, prices tend to be very high. If the cost of housing is a problem, avoid central areas and go to nearby residential areas.

What type of accommodation is available?
Malaysia has a wide range of properties. You can find everything from apartments, townhouses, bungalows and condominiums.

Condominiums are preferred by the foreigners. These are fenced in and usually have 24hrs / 7days security personnel and cameras. Very often they include swimming pools, tennis courts and other recreational facilities. They are designed to provide a sense of security, but this, of course, often means additional costs.

The apartments and houses are available fully furnished, semi-furnished or unfurnished. The furnished accommodation is often the most suitable, but the furniture does not always accommodate consumer tastes. Unfurnished housing can include kitchen cabinets or be completely empty.

In the search for housing, do not pay attention only to the housing itself, but also the conditions of the entire building or house. Note that traffic in cities like Kuala Lumpur or Penang can be very dense, so it is recommended to find a home that is close to your workplace, international schools, shopping and entertainment centers.

Real estate agents are usually located in urban areas in Malaysia, but of course can also be found outside the big cities.

If you choose to go with a realtor, you should know what it is exactly you are looking for in advance. Familiarize yourself with the availability and prices before restarting the search with an agency, and be as specific as possible with features. Before visiting the property with the agent, we recommend visiting the area on your own to have a better idea of ​​the property.

Search for housing on your own
If you do not want to spend money on a real estate agent, you can search for housing on your own. Although this may take some more time, housing is widely available in Malaysia on the Internet or newspaper ads. Most websites rental properties are available in English and in English newspapers of national circulation as The Star and The New Straits Times.
You can also stroll around the area in which you would like to live and look for "For Rent" or "To Let" signs. Usually these signs are displayed in the windows or doors of the property. If a property is rented the sign in Bahasa will say "Untuk Disewa".

If you are looking for student housing, visit the universities’ websites. There you will find links to universities’ housing offices where you can register to request a room in the residence halls.

Rent control was abolished in Malaysia a few years ago and rents can be
negotiated freely. There is no specific law governing the duties and responsibilities of landlords and tenants, however, there are still basic guidelines that are usually followed regarding the leases.

Rental Procedures
After agreeing on the terms and conditions for leases, the tenant will have to pay several deposits.

The first deposit is usually equal to the amount of one month's rent and a month in advance. This means that the landlord cannot rent the property to another tenant after receiving the deposit. This deposit can be eventually used as first month's rent.
Within 7 days, the landlord and the tenant must sign the lease. Subsequently, the tenant will pay a "security deposit" which usually amounts to two months' rent, and half of one month's rent as a "deposit of bills."

The lease must eventually be signed by the Revenue Authority of Malaysia to be valid.

Termination of the lease
To terminate the lease, the party wishing to terminate the contract, must give 2 or 3 months advance written notice. The renewal of the contract has to be agreed between the landlord and the tenant.

Contracts usually contain a special clause, known as "diplomatic clause". This comes into effect if the tenant must leave the country for various reasons and therefore requires an early termination. The tenant has to prove why he has to go, for example, a job layoff. In most cases this clause can only take effect after the first 12 months of the lease.

Electricity in Malaysia
Power in Malaysia is 240V with a frequency of 50 hertz. In rural areas, sometimes you can find between 220v and 240v.
Malaysia uses the same plug as the UK. Therefore, when traveling in Malaysia, you will require a UK adapter instead of an Asian one.
The supply of electricity in Malaysia is good. However, you have to be prepared for occasional power outages. Electricity bills are received by mail and may be paid at a post office or the office of the electricity supplier.

Gas and water
The main gas supplier Gas Malaysia is Malaysia Sdn. Bhd (http://www.gasmalaysia.com/) but only for the gas supply in Peninsular Malaysia. All other regions use bottled gas.
The water supply is not managed by a major supplier but by individual authorities.

Waste collection and recycling
Household waste is usually collected once a week.  Waste collection is more frequent in condominiums. The Malaysian waste recycling in general and particularly in Kuala Lumpur is not as advanced as in Western countries, but is in the process of improving. The recycling containers usually can be found in many apartment buildings and condominiums. You can bring waste to be recycled to the nearest recycling center. So far, only cans and plastic bottles are collected for recycling.
Properties in Malaysia
Reasons to buy property in Malaysia

The Malaysian government encourages foreign investment in properties offering various incentives and tax breaks.

The Malaysian government has reduced the old restrictions for foreign buyers, so now everyone can buy an unlimited number of houses/properties, with no distinction between being a resident or tourist applied.

However, a restriction that has been implemented since early 2010 is that foreign investors are allowed to buy properties at a minimum cost of RM 500,000, unlike previous legislation where this restriction was set at RM 250.000.

Since English is widely spoken, it is likely that you can process the purchase entirely in English, including English agreements and contracts.

The process of buying a house.

The buying process has several steps. Once you have selected the property you want to buy, you will sign a Letter of Offer / Acceptance and pay a deposit of 3% of the total price of the property.
Within 14 days, the buyer must sign the Purchase Agreement and pay another 7% deposit. After this stage, the buyer has three months to complete the sale and to carry out the payment of the total price agreed.

The Sale and Purchase Agreement has to be endorsed by the Stamp Office to become a valid document. This, however, can not be done until the property has been reviewed by the Valuation Department.

If you are buying a new property and the seller does not have full title to the property, this must be reflected in the Purchase Agreement and the title must be transferred as soon as it is available.
Additional cost of ownership:
Stamp duty: When buying property you will have to pay stamp duty on the purchase documents ranging from 1% to 3% of the declared value of the property.

Capital gains tax: There is no longer any tax on capital gains when selling property in Malaysia.

Attorney fees: If the buyer has to consult a lawyer to assist in the purchase sale, you must pay a fee ranging from 0.4% to 3%.

Agent fees: If the buyer consults a real estate agent to help find a property, he/she must pay a fee ranging from 2% to 3%.

Other expenses: additional costs that have to be included in the cost are the registration fee which is currently at around RM100 and the fee award at around RM10. All additional costs together with certain other charges, which usually add about RM180.

Insurance: Insurance is mandatory if your property is financed by a bank. Many Malaysian and international companies offer homeowners insurance plans. There are three types of property insurance in Malaysia: fire insurance, homeowner insurance and home insurance.

Financing your property
Malaysian interest rates on loans are currently at a record low.
In general, only foreigners who are in Malaysia with a work visa or the Program "Malaysia My Second Home" are eligible to apply for a loan or mortgage. The loan usually covers up to 80% of the purchase price. Some banks, however, also offer loans to foreigners without work visas. However, the loan amount is usually lower. In fact, you should apply for a loan / mortgage on a local or national bank Malaysian, Malaysian Since banks are making a huge effort to attract foreign investors.
The application for a bank loan
To apply for a loan, most banks will ask for the following documents:

• ID card or passport
• Last 3 months pay slip or bank statements
• Last tax return (if available)
• Property sale contract or letter of offer
• Photocopy of title (if available)
Additional documents to support the lending capacity may be needed.


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